If you're thinking of making a change to your super investments, you need to make sure that the investment options you choose are right for you.

For every investor that sees markets drop and thinks to themselves "I have to sell", there is another thinking "what a fantastic opportunity to buy cheap".

If you are transitioning to retirement or are in retirement, there are still many years ahead for your savings to remain invested. So, try to avoid making hasty decisions.

How you react to volatility will ultimately affect your investment balance. So, try not to be swayed by short-term market fluctuations.

In difficult times, fear is a natural reaction. One of the best ways to deal with it is to get information. Ask your financial adviser questions like, "How do you feel about the economy? How do you think it'll impact the market? Should I adjust my portfolio?" The more you learn, the better you'll feel about your ability to make constructive decisions under stress.